What to do pay off another credit card or put money on the procedure I need to have done?

January 24th, 2010

aloha00802 asked:


I paid off my 2 highest credit cards. I now have almost 1000.00 dollars tha I could put on the medical procedure Cosmetic and not covered with INSURANCE. or I can take the money and pay on a credit card that gives me low 1.99% interest until November? by the way this amount will pay all but 250.00 on that credit card. What to do? And by the way thank you to everyone who helped with previous question!

SIERRA

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Balance of student loan onto a credit card?

November 24th, 2009

marie76444 asked:


My husband has some student loans and they are defferd till 2010 but they are accuring interest while he is in school.
I have heard that ppl put there loan on credit card with a low interest rate and pay monthly on that so you wouldnt have to pay the extra interest on the student loans…i hope that makes scense! Has anyone done this? Is this possible? What are the advantages, if any or disadvantages to this..Thanks

ROBERTA

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High APR on 2 credit cards, both with Citi?

November 6th, 2009

Roxy asked:


I make a solid income, but large purchases towards a new home set me back 14,000 on one card, and 9,000 on another. Any words of advice to consolidate and get a MUCH lower interest rate? Since both cards are with one company, can they potentially merge the two? Also, thoughts on debt consolidators? Any feedback is appreciated. ty.

EDRA

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When is it a good idea to pay off high interest rate credit cards with low interest rate credit cards?

November 1st, 2009

a asked:


What should the difference be in interest rates be when it can actually make a difference in how much you will owe?

HERMAN

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What’s the lowest credit card companies will lower my interest rate?

November 1st, 2009

MamaBear asked:


I want my credit card interest rate lowered now that I paid it off. What’s the lowest that they would lower it with a credit score of 759? The current APR is 19.53%.

STEVEN

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who is someone good to consolidate credit cards with?

October 20th, 2009

firefly asked:


some one who doesnt want upfront fees and also low interest rates

MARSHALL

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is it true that credit card interest rate can be dropped if?

October 11th, 2009

One Man Army asked:


i live in ontario canada, and i owe 13500 on my credit card and they are taking 220 a month in interest and its becoming too much, but i heard a rumor that you can get them to lower how much they take because they dont want to see you go bankrupt and all of that jazz. Is this rumor true, and how would i go about doing this

CAREY

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Can you request a lower interest rate on your credit card?

September 26th, 2009

ilovebobsaget2 asked:


I have a capital one and a chase credit card. I’ve had them for at least a year and i’ve never made a late payment on either. I do have balances on both and was wondering how and if i can request a lower interest rate?

ARIANE

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CREDIT Question this question was asked by somebody here hwo deleted it but it will help most other ppl so her

September 21st, 2009

toocool4skool asked:


Tell me is this a good strategy or what? One my my friend’s dad, started building a good credit history since he was 18. He would always pay the bills on time and by the time he was 30, banks started to give him about 18 000 of credit limit in each card. Not only that but to his luck he kept the same job for 25 years. So banks were glad to give him high credit because they knew he was reliable. So what he did was pay the minimum payment every month (never missed one), and he rotates the debt between low interest rate credit cards lets say 4.9%. So he has $18 000 on one card, $9 000, $20 000 on another so on. To this day he has never gone bankrupt and keeps paying on time. So when he dies his kids have no liability, only thing thie bank will take thier house and car. Not only that but he also has a life insurance policy which would be granted to his wife if she’s still alive or thier kids.

WILEY

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I asked my credit card company if they could lower my interest rate and they said no? Why?

September 16th, 2009

LAD asked:


I’ve never been late on a payment.
I’ve had the card for over a year. I’ve never been late on a payment. My balance is very small. (The interest rate now is 15%).

ELLY

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