Archive for October, 2008

Does a 4.9% credit card loan beat a 9.2% home equity loan in terms of money savings and tax benefits?

Friday, October 31st, 2008

froalskiner asked: I want to take out a $10,000 loan and I want to see if the credit card deal is better for overall savings. It's a lower rate than the home equity loan, but will the higher APR of the Home Equity loan paired with the tax breaks ...

Chase credit card 19% interest rate. Do you think I can talk them down and how?

Friday, October 31st, 2008

justme asked: Hello, I have a chase credit card with a pretty hefty balance on it at a 19% interest rate. My monthly payments are around 100.00, I usually put anywhere b/t 150 and 300.00 a mnth on it. Is there anyway that I could talk them down on my ...

How to deal with credit card companies?

Thursday, October 30th, 2008

DLS asked: With state of economy has anyone had any recent success in getting credit card company to lower interest rates?RICKIE

Credit card payments?

Thursday, October 30th, 2008

Justasking asked: Hello my boyfriends has aout five credit cards open there all pretty close to max imit three of them are through on bank and the other two are seperate finance companies. what can we do to either consolidate on to one card with lower interest or can we transfer ...

Can I transfer a line of credit at a high interest rate to 0% balance transfer card?

Thursday, October 30th, 2008

Ryan H asked: I have a line of credit at a bank at about 16% APR. Can I transfer that balance to a credit card to get a lower APR, or even a 0% APR using a balance transfer offer? I have a credit score of 650 (which ...

how do i lower my interest rate on my credit cards?

Tuesday, October 28th, 2008

Kira asked: i recently purchased a street bike for my fiance, but i had to take out two more lines of credit to finance it.(worse mistake of my life) because one card has 24% interest and the other has 22% and both cards are around $7000.00 - $8000.00. we pay ...

Student Credit Cards | Apply Online

Tuesday, October 28th, 2008

College Credit Builder asked: At www.goodstudentcreditcard.com incoming and existing college students can compare the best student credit card offers currently available.  Careful credit card habits can lead to a lifetime of low-interest rate loan opportunities like mortgages, auto loans and other forms of consumer credit.  Credit card issuers understand that ...

How long will it take credit card companies to lower their interest rate now that the Fed has lowered their’s?

Monday, October 27th, 2008

Tonya in TX - Duck asked: I know that credit card companies aren't REQUIRED to lower theirs, but they usually do, right? So can I call my credit card company tomorrow and ask for a lower rate, or should I give them a week, or what? All I know is that ...

Is it better to have a few credit cards that you use, or only one?

Monday, October 27th, 2008

Telling It Like It Is asked: Is it better to use, say three of them on different purchases, or have one you use all the time? Let's also assume you are paying the lowest interest rates on all of them, too. No one answered this question correctly...This is NOT about my credit ...

How do I get my credit cards to lower their interest rates?

Saturday, October 25th, 2008

ChiKiigrl asked: my APR is anywhere between 23 & 28%. Very high!! But, I pay all my bills on time and always pay more than the minimum... is it because I have more debt than capital? Is there a plan where I can consolidate all of my ...