Archive for November, 2008

How to get a low interest rate on a new car loan?

Sunday, November 30th, 2008

admcalvin asked: I am 19, I have no credit. Never had any loans or credit cards. What is the best way to get a car loan with a low interest rate. Currently I have been approved for a rate of 7.25% is there any lower? Please help. Thank YouERIK

Can someone explain the credit cards?

Sunday, November 30th, 2008

Alisa asked: I just got a credit card over a month ago. According to my dad, he said my bank has a low interest rate on credit cards, so I got a card through them (private bank through Abbott). When I got the bill, I was only charged with what ...

Are credit card payments applied to oldest balance or lowest or highest interest?

Sunday, November 30th, 2008

catlantah asked: Are credit card payments applied to oldest balance or lowest or highest interest? Which way does it go? Anyone know in particular about WAMU (Providian) credit card payments? Thanks!MAUREEN

Buying a used vehicle, should we finance or buy w/ cash but with credit debt?

Saturday, November 29th, 2008

Kim asked: We have $11,000 in cash. We are looking for a used vehicle around $11K to replace our problematic vehicle. We have also $11K in credit card balance at 7.9% Looks like we might be able to get 5.5-6% auto loan from a Credit Union. What ...

Can I do a balance transfer on my credit card to my checking account via a check card?

Saturday, November 29th, 2008

pwagner22 asked: I'm just wondering if this is possible. When I go to the balance transfer form on my credit card account it only asks for the card number of the account I want to make the balance transfer from. So, would it be possible to enter a ...

Best credit card for poor to fair credit?

Saturday, November 29th, 2008

Sarah M asked: I'm currently trying to apply for a credit card. I need some help please! My credit scores are 590, 694, and 605. I would like and unsecured credit card that would help rebuild my credit, possibly with a lower interest rate. I have ...

I have about $6,500 in credit card debt. what’s best? personal loan credit counseling 0% interest Credit card?

Thursday, November 27th, 2008

cccampusgirl asked: I just graduated college and have a good part time job. I make pretty decent money and am trying to keep my bills low but I do have rent utilities and a phone bill. I dont know if I should transfer to a low interest card or 0% ...

credit question on transferring a balance?

Thursday, November 27th, 2008

irene asked: I have a credit card with an interest rate of 18% my balance is about 14000 should i shop around to transfer my balance for a lower interest card. My credit is good and i've never been late but they are not willing to lower that rate any ...

has anyone ever heard of a company called cstr credit services solutions?

Thursday, November 27th, 2008

sas asked: This company called me and talked me into letting them help me lower my interest rates on all credit cards and loans. It cost me $699. I gave them my discover card #. Now I'm questioning my judgement. I think I made a mistake. I can't find them ...

What would you do If you ole seven thousand dollars in credit card and the apr is 30%?

Wednesday, November 26th, 2008

iLLuMiNaTi asked: It's not my fault I got layed off from work, Now i'm having problems making my payments. I talk to the card company and they said they cant even lower the interest. I called a few credit place to get help and they said I don't ole enough. ...