Archive for April, 2009

Are my Credit Cards being fair?

Thursday, April 30th, 2009

Whitney M asked: I just called to ask my credit card companies to lower my interest rate, and they said they can't do that until I get back into my limit. I am only 200 dollars over my limit on both, and my debt is under 2k total. This is ...

I owe 4000 in credit card bills, and need money for college classes, what are my options?

Monday, April 27th, 2009

mahbubur r asked: i owe 4000 divided among 2 credit cards, and need about 1500 for summer courses for colleges, what are my options? I want to save my credit score and want to pay lower interest than my credit card company.LINETTE

What is the secured credit card with the lowest (or nonexistent) annual fee?

Sunday, April 26th, 2009

Tea for the Tillerman asked: I don't care about interest rates, because I intend to pay the card fully every month. I am someone with "no credit," because I have never believed in debt, and I am not eligible for unsecured cards. I am starting to realize that ...

I want to pay off a high rate credit card. What would be the better choice to help preserve my credit score?

Sunday, April 26th, 2009

Confused1 asked: I am debating between a personal loan at a much lower interest rate or transferring the balance to a new card @ O% apr. I am overly certain that I could pay the balance before the 0% period is over. The transfer fee seems worth it since it ...

how can i lower my credit card interest?

Sunday, April 26th, 2009

moviestillofaheart asked: how can i lower my credit card interest when my card is almost maxed out??ANNA

Where is the best place to buy a macbook air? With a low interest rate?

Saturday, April 25th, 2009

clayblesch asked: I don't want to buy it with an apple credit card because my brother told me that the interest rate goes to like 15% after a few months. Anybody know a good place?LOMA

Is there a problem with transferring car loan to a lower interest credit card?

Saturday, April 25th, 2009

Jennifer asked: I have a 1.99% till the blanace is paid off offer from Citibank. We get these offers all the time (not usually this low), but always ignore them. We do not carry a balance on our credit cards and besides our mortgage and car loan have ...

What do credit card companies mean when they say “prime 0.9% interest rate” for example?

Friday, April 24th, 2009

xthemini asked: Any accountants or anything out there? What is a "prime" rate? How good is 0.9%? Is that low very common? "interest rate" means more money added every month? Thank you.CECILIA

what can i do about a high interest credit card company who refuses to lower my interest rate?

Sunday, April 19th, 2009

Terri asked: My friend only makes 9.48 an hour.she has a 10,000 dollar credit card.she is recently divorced.The company won't work with her she has offered to pay 245 a month.They want more and she can't afford it.They won't even work with a credit counselor.What can she do legally.PENELOPE

Has anyone ever lowered their american express credit card interest rate?

Friday, April 17th, 2009

vegaseaglesfan asked: I've consolidated my credit cards through Careone but they said they could not help me with my AMEX interest rate. I just wanted to know if anyone knew if this was possible to lower it and how.CARYLON