Archive for July, 2009

I’m looking into getting my first credit card.help?

Friday, July 31st, 2009

Kennedy A asked: I am married and I have zero credit, but my husband has great credit. And i'm reading this book on finances that says i should have a credit card in ONLY my name, just in case, and to build my credit. I am scared of credit cards ...

When is the best time to ask your credit card company for a lower interest rate?

Friday, July 31st, 2009

P asked: I'm about to pay off 2 almost maxed-out, high-interest rate credit cards: one with a $7450 credit limit @ 32% APR and the other with a $1400 credit limit @ 27% APR. Incidentally, both accounts are now with Chase since they bought out Washington Mutual. When is the ...

I need a low interest rate, no annual fee credit card?

Wednesday, July 29th, 2009

Claudio F asked: I need it to get rid of some high interest credit cards that i own.MARYJO

What is the best way to pay off credit card debt?

Monday, July 27th, 2009

roxie asked: My credit card balance is $30,000. Would it be best if I take out a low interest loan for this amount, or home equity loan, or just keep paying on my credit card bill monthly?BILLYE

I have no credit, will I qualify for the lowest APR or interest rate?

Monday, July 20th, 2009

quiznosman asked: What are some good credit cards out there?BELLE

Just wondering. Fellow teachers?

Saturday, July 18th, 2009

santan_cat asked: How much on average, do you spend in one school year? I know there's a big difference between getting started your first year and the years after when you're a bit more settled and have most of your resources at hand. Just looking for a ballpark average... I'd like to ...

I can’t pay back my credit cards anymore?

Wednesday, July 15th, 2009

fantapattaya asked: I have 3 credit cards. All of them maxed out. One of them is American Express and they are charging me 25.99% ... I can't pay them anymore, it's just too much and besides I can't even use the card... My other card is a Visa - 6.99% low minimum ...

will i still have to pay accrued interest, I am waiting for a balance transfer to post on my credit card?

Saturday, July 11th, 2009

2 dogs and a little crazy asked: I usually pay my discover bill monthly, however, I am running low this month. I transferred the balance onto another card. The bill is do today, and it hasn't posted yet. I went ahead and paid the minimum payment. Is ...

How do you get your credit card interest rate lowered?

Wednesday, July 8th, 2009

Earthy asked: I have heard that there are ways to get your interest rate lowered. What are they. I just got off the phone with my credit card company and asked if I could get my interest rate lowered and they said no. They said I have ...

I have a 2000 debt with credit card company, how can i get them to lower that debt or at least stop interest?

Saturday, July 4th, 2009

Elias asked: I know it CAN be done because i work with a company and when customers want their money back no matter what, we have to refund everything. I never been late on my payments, but i only can make the minimun payment so i will never finish ...