With a credit score of 642,what is the best credit card I should apply 4 with the lowest interest rate?
May 20th, 2009 | by admin |Amani R asked:
Looking to get some good benefits as well. Debating between Virgin America VISA (for airline miles) and Wells Fargo as well. Help!
MIKE
4 Responses to “With a credit score of 642,what is the best credit card I should apply 4 with the lowest interest rate?”
By Blondie23 on May 21, 2009 | Reply
My husband has a similar score and got a Discover card with decent interest rate, but only a $2000 limit. Once his score got a little higher, up went his limit.
Anyways, I have a discover too and I love it. We both got them when we were in college, so we got the Student Discover card. They also offer cash back on certain purchases throughout the year. I earn about $60 a year…which is nice.
By Sean L on May 24, 2009 | Reply
American Express cards
By Doctor Deth on May 26, 2009 | Reply
a 642 score will NOT get you a low interest rate - probably 18-22% if you’re lucky to get approved at all
By Brad on May 27, 2009 | Reply
Get a credit card from local bank and pay it in time. You also can use this service to avoid common mistakes while buiding credit and pre-estimate future scores for different scenarios of payments - freecreditreport.sinfree.net